Twitter Facebook LinkedIn RSS Feed Email

Wednesday 30 July 2014

Basic saving bank deposit A/c

केंद्र सरकार व रिजर्व बैंक ने आम जनता के बीच बैंकिंग सेवा के विस्तार के लिए मूल बचत बैंक जमा खाता योजना (बेसिक सेविंग बैंक डिपॉजिट अकाउंट स्कीम) को कुछ साल पहले लांच किया था। गरीबों तक बैंकिंग सेवा पहुंचाने के लिए देश में जितने नो फ्रिल खाते खोले गए हैं, उन्हें मूल बचत बैंक खाता योजना के तहत रखा गया है।
इस स्कीम में ग्राहकों को न्यूनतम बैंकिंग सेवा देने की गारंटी दी जाती है। एक व्यक्ति को किसी भी बैंक में महज एक ही मूल बचत बैंक खाता खोलने की इजाजत है। वैसे तो कोई भी इस योजना के तहत अपना बैंक खाता खोल सकता है। अगर वह उस बैंक में कोई दूसरा खाता किसी अन्य सेवा वर्ग के तहत खोलता है तो 30 दिनों के भीतर पुराने खाते को बंद करना पड़ता है। इस खाते के तहत ग्राहक को एक लाख रुपये से ज्यादा का कर्ज नहीं दिया जा सकता।
खाते में एक बार में 50 हजार रुपये से ज्यादा की राशि जमा नहीं होनी चाहिए। एक माह में अधिकतम दस हजार रुपये ही इस खाते से किसी दूसरे में ट्रांसफर किए जा सकते हैं।

Source Dainic Jagran
GA Team
Mahendra Educational Pvt. Ltd.

जनरल सुहाग आज संभालेंगे सेना प्रमुख का पदभार....

जनरल सुहाग आज संभालेंगे सेना प्रमुख का पदभार
नई दिल्ली। लेफ्टिनेंट जनरल दलबीर सिंह सुहाग आज नए सेना प्रमुख का कार्यभार संभालेंगे। पूर्व यूपीए सरकार ने मई में सुहाग की नियुक्ति की थी। इस पर विवाद भी हुआ था। भाजपा ने उनकी नियुक्ति के समय पर सवाल उठाए थे हालांकि बाद में नई सरकार ने उनके नाम को हरी झंडी दे दी।
जनरल सुहाग 30 महीने तक इस पद पर रहेंगे। 59 साल के जनरल सुहाग ने 1987 में श्रीलंका में इंडियन पीस कीपींग फोर्स ऑपरेशन में हिस्सा लिया था। जनरल सुहाग भारतीय सेना के 26वें सेना प्रमुख होंगे। सुहाग को पिछले साल दिसंबर में आर्मी स्टाफ के वाइस चीफ की जिम्मेदारी दी गई थी। इससे पहले वे 16 जून 2012 से इस्टर्न आर्मी कमांडर की भूमिका निभा रहे थे।

Move ahead on trade: U.S.

WTO issues cast shadow over Kerry's visit

India’s tough stand at the World Trade Organisation (WTO) is likely to hang over bilateral issues between India and the U.S. as U.S. Secretary of State John Kerry begins his meetings in Delhi on Thursday.
U.S. Commerce Secretary Penny Pritzker, who is accompanying Mr. Kerry to co-chair the Indo-U.S. strategic dialogue, set alarm bells ringing just hours before the meeting, saying the U.S. was “very disappointed with India stepping backwards on its WTO commitments.”
The deadline for India to sign on to the Doha Round of trade talks expires in the next two days, while the U.S. delegation is here, and Mr. Kerry has urged India to sign the agreement, which India opposes unless it is accompanied by an agreement that allows developing countries to subsidise foodgrains. Ms. Pritzker, speaking to PTI in Mumbai, said: “I am an optimist, I am hopeful that over the next couple of days there is some potential for resolution.” But she also made it clear that India’s refusal to sign the trade agreement would have “serious implications.”

Based on The Hindu
GA Team
Mahendra Educational Pvt. Ltd.

Amazon now lines up $2 billion fresh investment in India



A day after Flipkart picked up a whopping $1 billion in funding, global online retailer Amazon said that it would invest as much as $2 billion in India to support its “rapid growth and to enhance customer and seller experience”.
The company, however, did not disclose the timeline by which its investment would be made. In comparison, home-grown e-tailer Flipkart has raised a total of $1.78 billion since its inception.
Huge potential
“We see huge potential in the Indian economy and for the growth of e-commerce in India. With this additional investment of $2 billion, our team can continue to think big, innovate, and raise the bar for customers in India,” CEO Jeff Bezos was quoted as saying in a statement.
At current scale and growth rates, Mr. Bezos said, “India is on track to be our fastest country ever to a billion dollars in gross sales.” “A big ‘thank you’ to our customers in India—we’ve never seen anything like this.”
Aggressive expansion
Amazon entered India with an online market place—as Indian law does not allow the company to sell its own goods—a year ago and has been expanding aggressively since then. The $2 billion investment by the global online retailer comes even as Amazon is facing pressure from Wall Street investors to cut spending and improve margins. The company, last week, posted a loss of over $120 million for the latest quarter.
This recent immense investment into the Indian e-commerce sector is betting, according to analysts, on the potential of the market. Though estimates vary wildly, most consultancies and brokerages believe that the Indian e-commerce market will be worth $50 billion by 2020, up from the current $2-3 billion right now.
Shoes category
When asked if the investment would go into strengthening categories such as fashion , which Flipkart is strong in, Amazon India Country Manager Amit Agarwal pointed out that the ‘shoes category’ was one of the fastest growing.
“In a very short time, we are seeing growth rates we have never seen before. Categories such as watches, shoes and baby products are all growing very fast. We have invested very aggressively and our mission is to be India’s most customer-centric company,” he said.

Based on The Hindu.
GA Team
Mahendras Educational Pvt. Ltd.

Tuesday 15 July 2014

GA QUIZ

[1] Who has been appointed as the goodwill ambassador of 35th National Games, Kerala scheduled to be held from January-February 2015?
Ans - Sachin Tendulkar

[2] Who has decided to provide automatic tax information exchange to India?
Ans – Mauritius

[3] Who released the report titled Standing on the Sidelines?
Ans – Oxfam

[4] Name the company who has halted the production of India’s iconic car Ambassador on 25 May 2014?
Ans - Hindustan Motors

[5] Who released European Drug Report 2014: Trends and developments on 27 May 2014?
Ans – EMCDDA

[6] Who won two Bronze and single Silver at the IDM Berlin 2014?
Ans - Paralympic swimmer Sharath Gayakwad

[7] Name the committee on Delhi International Airport Limited (DIAL) which submitted its report to DGCA?
Ans - Lalit Gupta Committee 

[8] Who won Dato Alex Lee Award 2013?
Ans - Indian Squash Player Saurav Ghosal

[9] Name the head of google+ who resigned from the Internet Company Google?
Ans - Vic Gundotra

[10] What is the rank of India in Global Information Technology Report 2014?
Ans - India ranked 83 among 148 economies

Sunday 13 July 2014

GA QUIZ

[1] Who has been named as the batting coach of Pakistan cricket team for two years?
Ans - Former Zimbabwe batsman, Grant Flower

[2] Who has been approved as a provisional new AIBA member to represent India by AIBA Executive Committee?
Ans - Boxing India

[3] Who has been awarded with the Silver Shovel Award?
Ans - Ravi Dhariwal, the CEO of Bennett, Coleman and Company Limited (BCCL)

[4] Who has received ISAE Type II certification for maintaining high quality operating model and having effective control systems?
Ans - Sundaram BNP Paribas Fund Services

[5] Who has been appointed as the Chairman of the Central Water Commission & ex-officio Secretary of the Government of India?
Ans - Ashwin B. Pandya

[6] Who has been inducted as an associate member of Hockey India?
Ans – Central Industrial Security Force(CISF)

[7] Report on Health for the world’s adolescents was released on 14 May 2014 by??
Ans - World Health Organisation (WHO)

[8] Which Indian construction major won a 1270 crore rupees expressway project in Yemen?
Ans - Punj Lloyd

[9] Who has written the book “Post Haste: Quintessential India”?
Ans - B.G. Verghese

[10] Name the two Indian-Americans who were selected for Champions of Change by the White House?
Ans - Manjusha P. Kulkarni and Ranjana Paintal

Thursday 10 July 2014

GA QUIZ

[1] Who has been appointed the president of International Technology Law Association?
Ans - Sajai Singh

[2] Which Indian Documentary won three awards in US festival?
Ans – Silent Screams

[3] When was World Migratory Birds Day observed across the world?
Ans – 10 – 11 may

[4] Who led the Indian delegation at 67th Cannes International Film Festival?
Ans – Kamal Hassan

[5] Who has been appointed as the new MD of Volvo Buses India?
Ans - VRV Sriprasad

[6] Who has been appointed as the Chairman of the Cauvery Water Disputes Tribunal as a successor of Justice NP Singh?
Ans - Justice BS Chauhan

[7] Who has written the novel Arctic Summer?
Ans- Damon Galgut

[8] Name the indigenously-developed surface-to-air missile successfully test fired by India on 2nd may from the ITR at Chandipur?
Ans - Akash missile

[9] Who was confirmed as the Federal Judge in Illinois by the US Senate?
Ans - Manish Shah 

[10] When is World Malaria Day celebrated?
Ans – 25th april

Wednesday 9 July 2014

GA QUIZ

[1] Who won the 2014 Wimbledon women singles title?
Ans - Czech left-hander Petra Kvitova

[2] Name the committee who submitted a report titled to Review the Methodology for Measurement of Poverty?
Ans - Rangarajan committee

[3] Who has been appointed as Chief Executive Officer of Reliance Infrastructure?
Ans - M S Mehta

[4] Who won the men's Wimbledon Tennis Open?
Ans - Novak Djokovic

[5] Who took additional charge as an interim Governor of West Bengal?
Ans - Bihar Governor, DY Patil

[6] Who inaugurated the 240MW Uri-II HEP in J&K that can generate an estimated 1124 million units of hydel-energy annually?
Ans - Narendra Modi 

[7] Who approved 300 million US dollars loan to Assam to eliminate power inefficiencies in the State?
Ans - The Asian Development Bank (ADB)

[8] Who was elected as chairman of the Telangana Legislative Council?
Ans - Swamy Goud, TRS party

[9] Who won his maiden IBSF 6-Red World snooker title at Sharm el-Sheikh in Egypt?
Ans - Indian cueist, Pankaj Advani 

[10] Who was appointed as Chairman of Coal India Limited with immediate effect on 25 June 2014?
Ans - Additional secretary A.K. Dubey

Sunday 6 July 2014

GA QUIZ

[1] Name the Czech priest won the Templeton Prize for 2014?
Ans - Tomas Halik

[2] Who bagged the Gollapudi Srinivas National Award 2013?
Ans - Gyan Correa

[3] Who won the 2014 edition of the UN-Water ―Water for Life‖ Best Practices Award for their
sustainable practices of water resources?
Ans - India and Singapore

[4] Who was selected for the 23rd G D Birla Award for scientific research for the year 2013?
Ans - Physicist Rajesh Gopakumar

[5] Name the renowned Hindi author will receive Sarawasti Samman for the year 2013 for his book ‗Dhool Paudho Par‘ published in 2008?
Ans - Govind Mishra

[6] Who was conferred India's Global Icon of the Year award at the NRI of the Year awards
in Mumbai?
Ans - Amitabh Bachchan

[7] Who won the Pritzker Architecture Prize 2014?
Ans - Japanese architect Shigeru Ban

[8] Which country lifted the ICC Under-19 Cricket World Cup 2014?
Ans - : South Africa

[9] Who has been appointed coach of the National men‘s hockey team?
Ans - Olympian and former India captain Jude Felix

[10] Name the company who has bagged a multi-year deal from Volvo Cars?
Ans - : Infosys

[11] Which telecom service provider has launched its popular mobile money transfer and payment service M-Pesa partnering with private sector ICICI Bank?
Ans - Vodafone

Thursday 3 July 2014

GA QUIZ

[1] Who won the presidential elections of Syria for the third time?
Ans - President Bashar al-Assad 

[2] Who has been given additional charge of the Ministries of Rural Development, Panchayati Raj and Drinking Water and Sanitation on 4 June 2014?
Ans - Nitin Gadkari

[3] Who has been elected to the Intergovernmental Committee for Safeguarding of the Intangible Cultural Heritage for the next four years?
Ans - India 

[4] Who won the Roll of Excellence award from the Airport Council International (ACI)?
Ans - Rajiv Gandhi International Airport (RGIA)

[5] When is World Environment Day observed, what was its theme?
Ans- 5 June 2014 with theme small islands and climate change and slogan raise your voice not the sea level.

[6] Who has been appointed as the member of the US Holocaust Memorial Council?
Ans - Indian-American Shefali Duggal

[7] Who has been appointed as member of a UN Expert Panel on Technology and Innovation in UN peacekeeping?
Ans - Abhijit Guha

[8] Who has been appointed as the National Security Adviser?
Ans - Ajit Doval

[9] Name the World’s oldest man who died at the age of 111. He was awarded the Guinness World Records title of oldest living man on 28 February 2014?
Ans - Arturo Licata

[10] Who won the Malaysian Grand Prix?
Ans - Lewis Hamilton

Tuesday 1 July 2014

GA Questions Asked in SBI- PO Exam on 28 & 29 June (Based on memory)

1. First White Label ATM 'Indicash' was unveiled by:  Tata Communication Payment Solutions Ltd.

2. India extended visa on arrival facility _____countries.  180

3. Anti-Terrorism Day:  21 May

4. Which index is used in India to measure Inflation? :  CPI

5. The full form of SARFAESI Act is-
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act

6. What is the maximum allowable transaction limit at a time in case of NEFT?: 50,000 Rupees

7. After its ten and half years service in orbit, on 1st April 2014 ISRO decommissioned which

Communication Satellite: INSAT 3E

8. Which of the following countries won Thomas cup 2014, recently? : Japan

9. Name the youngest female climber in the world to scale Mount Everest. : Malavath Purna

10. Who is the winner of Pulitzer Prize 2014? : Vijay Seshadri

11. Who is the recipient of Dadasaheb Phalke Award 2013? : Gulzar

12. At which place the 2014 Nuclear Security Summit was held? : Hague (Netherland)

13. Which organization developed Rupay card? : National Payment Corporation of India (NPCI)

14. Name the committee to review Governance of Boards of Banks in India?: P.J. Nayak

15. Which satellite is launched by India in recently? : IRNSS – 1B

16. Who is the author of the book Playing to win? : Saina Nehwal

17. Who is the head of the committee for financial inclusion?: Nachiket Mor

18. Who won the 2014 Monaco Grand Prix? : Noco Rosberg

19. _____ is the delivery of financial services at affordable costs to sections of disadvantaged and low-
income segments of society.: Inclusive Financing or Financial Inclusion

20. Which bank has extended USD 46 million line of credit to Mauritius for financing goods and defence

related vehicles purchases? : Exim Bank

Q.21. Expand AML- Anti-Money Laundering

Q.22. Which team became the winner of IPL 7, held in Bangalore? Kolkata Knightriders

Q.23. Which team became the runner up of IPL7? Kings IX Punjab

Q.24. Expand the term PIN- Personal Identification Number

Q.25. Who is the 15th Prime minister of India? - Narendra Modi

Q.26. Rickets deficiency is caused in human body by lack of which Vitamin? Vitamin D

Q.27. Angela Merkel received which award recently? Indira Gandhi Prize for the year 2013

Q.28. Indicash ATM is established by which organization?Tata Payment Solution

Q.29. Who is the author of “God of Small Things”? Arundhati Roy

Q.30. Which country is the winner of Uber Cup 2014? China

Q.31. Uber Cup is associated with which Game?Uber Cup is associated with Women’s Badminton game.

Q.31. Expand CTS - Cheque Truncation System

Q.32. What is Repo rate?

Repo rate is the rate is the rate at which RBI lends money to all commercial banks.

Q.33. When Cheque Truncation System was started by RBI?

The Reserve Bank has implemented CTS in the National Capital Region (NCR), New Delhi and Chennai with effect from February 1, 2008 and September 24, 2011.

Q.34. 15th Prime Minister of India, Shri Narendra Modi belongs to which state? Gujarat

Q.35. What is Reverse Repo Rate?

Reverse repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of

India) borrows money from commercial banks within the country.

Q.36. For Winning Uber Cup 2014, China defeated which Country?  Japan

Q.37. Angela Merkel is associated with which Country?  She is the Chancellor of Germany.

Q.38. World Environment Day is celebrated on which day?  5 June

Q.39. Commercial paper is which kind of negotiable instrument?

Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory

note.

Q.40. When Commercial paper was introduced in India? It was introduced in India in 1990.

 Prime Minister of India?  Shri Narendra Modi